Moving to a new country brings lots of change one of which is existing life policies often stop working.
A change of address acknowledgement isn't confirmation that a policy still covers you.
There are so many expats who are paying into policies that won't pay out on a claim. All because they're living in a different country now. The crazy thing is the chances are you wouldn't have found out until it's too late.
You have to ask your insurer whether the policy still covers you where you currently live...
Why It Matters
If You're An Expat...
Why Expat Life Insurance Is Your Only Option!
We've already highlighted how moving to another country means a policy stops working. This is as true for a policy you set up back home or where you live now. Once you move to another country there's a very big chance you won't be covered by that policy anymore.
Domestic Policies Stop Working
If you find out that your policy doesn't cover you anymore then you can always get another one, Right?
What if you've been ill?
Even something like having a melanoma removed can impact your chances of getting cover.
The bigger issue is you won't get round to it.
Continuity Is Important
So, having cover that keeps going is important for you if you're an expat. The thing is that only comes from s policy that has portable benefits. That is the cover continues even if you move to another country.
Whilst you might not be planning on moving sometimes you might not have a choice. That portability means your cover continues to where you move.
Continuity Comes From Portability
If your life policy declined a claim because of where you live, what would it mean to your family?
They've lost your income, are there debts that need repaying?
Where would they live and would they have the resources available to do so.
You took out life insurance for a reason the chances are those reasons still remain.
What Would A Claim Refusal Mean To Your Family?
Assuming Could Be Your Biggest Mistake Of Their Lives
Get Our FREE"Expat Life Insurance Confirmation Pack"and know for certain that your policy still covers you...
Don't let your family find out by chance!
Expat life insurance gives you the global coverage that you need. Benefits that are going to pay even if you move to another country. It's PORTABLE life cover that moves with you across borders.
It's protection that adjusts to your changing circumstances. Giving your family financial security wherever you are. And you the peace of mind knowing that they're provided for.
What We Add...
We work with international insurance providers so that we can find the best policy that fits with your personal circumstances.
Everything financial product that we use must adhere to three core values. These are Flexibility, Transparency & Portability.
This means that whatever we recommend will adjust to changes in your circumstances. You'll know the exact cost for the cover that's being provided with no nasty surprises. If you move to another country then the cover goes with you meaning there's no risk of you being uninsured.
